**Shuttles will be available to take participants from the hotel to the school**
7:30am – 8:15am Continental Breakfast catered by De Novo
8:15am Introduction to Symposium (Foohey, Hawkins, and Johnson)
8:30am – 10:00am Panel 1: Consumer Credit and the Consumer Financial Protection Bureau
• Moderator: Pamela Foohey
• Christopher Peterson, SJ Quinney College of Law, University of Utah
The CFPB’s Power to Regulate “Abusive” Financial Products
• Angela Littwin, University of Texas School of Law
Examination as a Method of Consumer Protection
• Nick Bourke, The Pew Charitable Trusts
The CFPB’s Proposed Payday Loan Regulations Would Leave Consumers Vulnerable
Understanding the CFPB Proposal for Payday and Other Small Loans
• Pamela Foohey, Indiana University Maurer School of Law
Calling on the CFPB for Help: Telling Stories and Consumer Protection
10:15am – 10:30am Break
10:30am – 12:00 Panel 2: The Aftermath of Consumer Indebtedness
• Moderator: Creola Johnson
• Creola Johnson, The Ohio State University Moritz College of Law
Creditors Cross the Line From Debt Collecting to Committing Extortion When they Criminalize Consumers Who Cannot Pay Civil Debts
• Richard Hynes, University of Virginia School of Law
“Maximum Possible Accuracy” in Credit Reports
• Breno Braga, The Urban Institute
Local Conditions and Debt in Collections
• Michael Sousa, Sturm College of Law – University of Denver
Legal Consciousness Among Consumer Debtors
12:00 – 1:00pm Boxed Lunches catered by De Novo
1:00pm – 2:30pm Panel 3: Protecting Consumers from Confusion and Manipulation
• Moderator: Jim Hawkins
• Jim Hawkins, University of Houston Law Center
Exploiting Advertising
• David Friedman, Willamette University College of Law
Mediated Reputation Systems
• Rory Van-Loo, Boston University School of Law
Rise of the Digital Regulator
• Lauren Willis, Loyola Law School, Los Angeles
Customer Confusion and Consequences: Audits in Consent Decrees
2:30pm – 2:45pm Break
2:45pm – 3:55pm Panel 4: Consumer Credit and Law in Society
• Moderator: Pamela Foohey
• Mehrsa Baradaran, University of Georgia School of Law
Postal Banking: An International Perspective
• Sara Greene, Duke University School of Law
Poor Credit: Personal Responsibility in an Era of Credit Reports
• Paige Marta Skiba & Jean Xiao, Vanderbilt University School of Law
Consumer Litigation Funding: Just Another Form of Payday Lending?
3:55pm Adjourn